Physical loss or damage cover for all types of vessels. The scope, basis and extensions of cover provided are adapted to suit individual client's requirements.

An 'amount' insured in excess of the vessel's sum insured, which is calculated to cover additional costs and expenses (including lost freight earnings) associated with a the total loss of a ship.

Third party liability cover for all types of vessels. Arranged with International Group Clubs, Independent Clubs or commercial underwriters. Designed to 'dovetail' with a vessel's Hull and Machinery Insurance

Also referred to simply as "Defence". In most instances an optional adjunct to P&I coverage. This insures the shipowner from legal costs associated with either the defence or pursuit of a claim relating to the insured vessel, for example, the legal fees resulting from a charterparty dispute.

Insurance to protect Charterers of vessels from a range liabilities, either though contract or in tort. This can include liabilities resulting from damage to the vessel itself, or from third parties directly or by way of indemnity.

Personnel Accident cover designed specifically for ship's officers and crew. Often arranged in circumstances where the vessel is not entered with a P&I Club, or arranged under contract by owners or managers for the benefit of crew and their dependents.

Cover against War, Strikes, Riots, Civil Commotions etc. Generally, but not always, arranged separately to a vessel's Hull and Machinery Insurance and extended to include War Protection and Indemnity Risks. Trading to 'Excluded' areas (as defined within the London Market's list of excluded areas) is customarily subject to specific agreement.

Insurance designed to protect a ship owner for potential loss of earnings of a vessel (either freight or charter hire) resulting from a casualty. Cover is usually stipulated to respond in the event of a peril insured under the vessel's Hull and Machinery Policy.

An extended form of Loss of Hire cover which protects a ship owner from loss of revenue caused by a broad range of geo-political exposures. Particularly suited, though not exclusively, to ferries and cruise vessel owners.

Physical loss or damage cover for a shipbuilder during a vessel's construction period. Customarily tailored and extended to include faulty design risks during a warranty period and in accordance with specific shipbuilding contracts.

Cover to protect a ship owner from a delay in a vessel's delivery as a result of a casualty during construction. Typically arranged in the event of a vessel being built to meet contractual delivery deadlines or to comply with a contract of affreightment.

Insurance to protect a ship-repairer from liabilities whilst the vessel is under their care custody and control.

Usually arranged as a programme to protect a wide range of third party and physical loss and damage risks encountered by authorities overseeing a port or terminal operation.

Cover to protect transport intermediaries from negligence, error or omission (professional indemnity) claims.

Cover to protect the financial interest of Mortgagee in the event of a loss which is unrecoverable from the vessel's Hull and Machinery Insurance. For example, a claim for total loss repudiated by hull underwriters due its happening outside the policy's trading area (warranty).