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North America

Country / Area Updated Notes Abkhazia 0900 GMT; 11 March 2006    Whilst this area country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters position.

Country / Area Updated Notes Afghanistan 0900 GMT; 11 March 2006    This is currently considered a very high risk area and sendings to or from Afghanistan are certain to attract an additional premium.

Country / Area Updated Notes Algeria 0900 GMT; 11 March 2006    Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Angola 0900 GMT;11 March 2006  Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters position.

Country / Area Updated Notes Argentina

Country / Area Updated Notes Armenia 0900 GMT; 11 March 2006    Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position

Country / Area Updated Notes Azerbaijan 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters position

Country / Area Updated Notes Bangladesh 0900 GMT; 11 March 2006    Whilst this area is considered to be of relatively high risk, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Bahrain

Country / Area Updated Notes Bolivia 0900 GMT; 11 March 2006    Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Burundi 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Chad 0900 GMT; 11 March 2006     Whilst this area is considered to be of relatively high risk, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Chechnya 0900 GMT;11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Colombia 1100 GMT; 4 September 2006    This is currently considered a very high risk area and sendings to or from Colombia are likely to attract an additional premium.

Country / Area Updated Notes Congo - Brazzaville 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Democratic Republic of Congo 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Equatorial Guinea 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Eritrea 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Ethiopia 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Georgia (Abhkazia and South Osetia) 0900 GMT; 11 March 2006     Whilst this area is considered to be of relatively high risk, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Haiti 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes India (Kashmir, Assam, Nagaland, Manipur, Bihar, Jharkhand, Chhattisgarh, and Andra Pradesh.) 0900 GMT; 11 March 2006     Whilst this area is considered to be of relatively high risk, Underwriters have not generally sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Indonesia   0900 GMT; 11 March 2006     Whilst specific areas of Indonesia are regarded as being at heightened risk, Underwriters have not generally sought to charge additional premiums in respect of shipments to or from the majority of the archipelago in the recent past. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Iran 0900 GMT; 11 March 2006     Underwriters have not generally sought to charge additional premiums in respect of shipments to or from Iran in the recent past. However, should the situation in the country or the neighbouring area change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Iraq 0900 GMT; 11 March 2006     This is currently considered a very high risk area and sendings to or from Iraq are certain to attract an additional premium.

Country / Area Updated Notes Israel and the Palestinian Authority 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Ivory Coast 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Kenya 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Liberia 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Nagorno Karabakh 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Nepal 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Niger 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Nigeria 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes North Korea 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes

Country / Area Updated Notes Pakistan 0900 GMT; 11 March 2006     Pakistan is regarded as having an element of heightened risk attaching to it and Underwriters have sometimes charged additional premiums in the recent past. However, the situation is subject to continual change and risks are generally considered on an individual basis.

Country / Area Updated Notes Philippines 0900 GMT; 11 March 2006     Whilst specific areas of the Southern Philippines are regarded as being at heightened risk, Underwriters have not generally sought to charge additional premiums in respect of shipments to or from the majority of the country in the recent past. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Qatar

Country / Area Updated Notes Russian Caucasus (Chechnya, Dagestan, Ingushetia) 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Saudi Arabia 0900 GMT;11 March 2006     Additional premiums are not generally being sought in respect of shipments to or from Saudi Arabia, unless they are regarded as being at particular risk in the light of the recent terrorist activity.

Country / Area Updated Notes Sierra Leone 0900 GMT; 11 March 2006     Whilst this country has a heightened risk attaching to it, Underwriters have not always sought to charge additional premiums in the recent past. However, should the situation either in this or a neighbouring area change dramatically, then it could have an adverse effect on Underwriters position.Day-to-day changes in the political environment may also have an effect upon whether an additional premium will be charged.

Country / Area Updated Notes Somalia 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Sri Lanka 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Sudan 0900 GMT; 11 March 2006     This is currently considered a high risk area and sendings from or to are very likely to attract an additional premium.

Country / Area Updated Notes Syria 0900 GMT;11 March 2006    Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Tadjikstan 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes UAE

Country / Area Updated Notes Yemen 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.

Country / Area Updated Notes Zimbabwe 0900 GMT; 11 March 2006     Whilst this country has an element of heightened risk attaching to it, Underwriters have not generally sought to charge additional premiums in the recent past, unless cover is required to or from inland destinations. However, should the situation in the country change dramatically, then it could have an adverse effect on Underwriters' position.